| Home Equity |
You want freedom? You want to make dreams come real? Or maybe you've encountered an emergency that needs cash? A home equity line of credit is a great way to get that cash without refinancing. |
RATES are at it's lowest in History! It's a perfect time to refinance, consolidate all of debts, and take tax advantages. |
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| Mortgage Calculator |
Is mortgage refinancing right for you? If you have been living in your home for a while, it might be the right time to consider refinancing your mortgage. There are many good reasons to consider refinancing, including lowering your interest rate, consolidating your bills, shortening your loan term, switching from an adjustable to a fixed rate or taking advantage of your home's equity. Loan Term Reduction There are several advantages to reducing the term of your existing loan. Although you may experience slightly higher monthly payments, a loan term reduction due to mortgage refinancing often translates into a significant reduction in interest costs, as well as a more rapid build-up of equity. Tax-free Cash Via Equity Many borrowers have built up significant home equity over the years through appreciation and principal reduction. These borrowers may refinance an existing mortgage to a larger loan amount, with the additional funds used for any purpose - investment, car, tuition, debt consolidation, etc. And, unlike any other consumer loan, the interest paid on the "cash out" could be 100% tax deductible! If you have question regarding tax, you must consult again with your tax preparer or your CPA. |
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